Allison Cranford - TD Bank Mortgage Loan Officer

Mortgage Loans: Stick With A Bank Or Go With A Broker?

It matters where you go for a mortgage. Who offers a better deal — a banker or broker?

Bank credit: is it growing, and where’s it going?

Lenders have loosened purse strings, but some sectors are monopolising bank loans. Hence the clamour for more credit

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

6 Tips to Increase Your Home’s Value

Before you tackle another home improvement project or stick a “for sale” sign in your yard, check out this list of smart ways to boost your home’s appeal — especially for the growing number of…

What credit score is needed for a mortgage?

What credit score is needed for a mortgage? Buying a home is one of the largest investments that most Americans will make in their lifetime. In order to

Are mortgage companies lagging in promoting wellness culture?

A recent study found that companies that promote a wellness culture have a significant advantage over those that don’t – and at least one big mortgage company is taking that to heart

Why Do Mortgage Companies Sell Closed Loans?

When you get a mortgage from a bank or mortgage broker, chances are your loan will be sold after it is closed. Who will your loan be sold to, why and how will it affect you? Let’s take a cl

Q: Should mortgage companies archive their websites? A: Yes.

Websites can present a series of compliance risks for mortgage lenders, who are obliged to keep thorough records of their website activity.

Getting Paid When the Mortgage Company is on the Insurance Check |

In order to run a profitable water damage restoration business, you have to get paid. Of course, if you’ve been working in the industry for any amount of time, you know this is not as simple as it sounds. Maintaining a healthy cash flow in our industry is often complicated by outside parties, including the … Continue reading Getting Paid When the Mortgage Company is on the Insurance Check

More than Half of Consumers Switch Mortgage Companies

Loyalty? Not in the mortgage business. A new survey from HSBC revealed that 52% of U.S. homeowners "switched providers" (sorry, they're British) when obtaining subsequent mortgages. This was mainly driven (53%) by the desire to get a better deal, aka a lower mortgage rate with fewer closing costs. The survey also found

TD Bank survey finds millennials lack credit knowledge

There’s a disconnect when it comes to millennials and credit. They’re the generation least likely to carry cash, but a new survey by TD Bank shows they are

Mortgage company won't remove me after divorce.

In short, my ex and I divorced... He was awarded the house and the payments associated. I called the mortgage company, and they said they cannot remove my name, so if he chooses not to pay, I can still be responsible, and it would still affect my credit.

Do You Know How to Choose the Right Mortgage Company?

It is not easy to find the right mortgage broker. With all of the flashy advertisements and incredible offers, new homebuyers are often overwhelmed when it comes to just finding a mortgage company.

8 Non-Work Related Activities That Increase Productivity

Should You Use the Mortgage Company Recommended by Your Real Estate Agent?

You have so many choices to make when you first begin your search for a new home in which to live. You'll pick out an area of town, for starters. Most often this area makes for a convenient drive to work every day. Maybe it's close to shopping and entertainment. Certainly nailing down where...

A new mortgage company called Ocwen bought my mortgage. Can they legally do that?

If your mortgage company has changed to Ocwen Financial, there is likely nothing that you can do about it.

QOTD: What Car-Related Activity Do You Enjoy During The Holidays?

For many car enthusiasts across the country, the holidays can be a challenging time. It’s cold, the roads are salty and you don’t want your sweet ride to rust. But you can’t just cancel being a car enthusiast during this time. The love of cars lives inside all of us no matter the season.

When can your mortgage company enter your home?

Behind on mortgage payments? Know the rights your mortgage company may have to enter your home. Call Steidl & Steinberg for advice on facing foreclosure